This month, my goal is to designate my spending amounts on the first of the month, and leave my savings categories untouched. No shifting money to cover other deficits
Growing up, it was just my sister and me at home. We had a middle-class upbringing that didn’t focus much on finances. If we needed something, we bought it. We had no concept of limitations.
Well, we sure aren’t in Kansas anymore, Toto.
My family of eight has lived in Israel for seven years now, since my oldest, now fifteen, was eight. Baruch Hashem, we can make ends meet; my husband is an administrative assistant for a US-based company, and the generous National Insurance payments for my two special-needs kids cover the shortfall.
There ought to be enough money — on paper there is — but I find myself juggling to finish the month. I want to have more breathing room and more money put away in savings. I know it’s there somewhere — but where?
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