“I live pretty free right now. Because I don’t know what’s happening, I don’t worry about it. And it all works out in the end”
Today is our last session together! I hope you’ve enjoyed this journey as much as we have. Let’s start by going over your homework. You made a list of four things you’ve been pushing off regarding your finances. Look at that list, and ask yourself: Why haven’t I done this until now? What has been holding me back?
For me, what’s holding me back is anxiety or stress. It’s an “ignorance is bliss” type of thing. I’m not stressed about money until it’s brought to my attention, so I’d rather just not know about it. But then I’m opening myself to anxiety. I don’t want to do things like review my spending because then I’ll get a report of everything I’m doing wrong, and I’ll stress about it. I’d rather not know and just hope that everything’s fine.
It’s also a big project to tackle my spending plan. I work full-time; I leave at six and get home just in time to take the kids off the bus and make dinner. I’m overwhelmed as it is. To start thinking about finances — another thing that takes up brain space — is too much.
One of my priorities is to review different car insurances. Our policy is running out, and I want to make sure we’re on the best one. But what’s holding me back is that I don’t know where to start. What do I need to ask about? Who do I call? I don’t feel like I have the knowledge base for it.
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